Privacy Policy 

Effective Date: September 18, 2025

GPD Fund LP (“GPD Fund”, “we”, “our”, or “us”) is a Canadian financial institution committed to protecting the privacy, confidentiality, and integrity of your personal information. This Privacy Policy outlines how we collect, use, disclose, retain, and safeguard your data in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian laws and financial regulations.

By accessing our website, mobile application, or using any of our services, you consent to the practices described in this policy.


1. Scope of This Policy

This Privacy Policy applies to all personal information collected by GPD Fund LP through:

  • Our website (www.gpdclean.com)

  • Mobile applications

  • Loan applications and financial services

  • Customer support channels

  • Third-party integrations and partnerships

It governs how we handle information from individuals, including clients, applicants, guarantors, and authorized representatives.


2. Types of Personal Information We Collect

We collect the following categories of personal information:

a. Identity and Contact Information

  • Full name, date of birth, gender

  • Government-issued ID (e.g., passport, driver’s license)

  • Residential and mailing address

  • Email address and phone number

b. Financial and Employment Data

  • Income, employment status, employer details

  • Bank account information

  • Credit history and credit score

  • Tax identification numbers

c. Behavioral and Technical Data

  • Device identifiers, IP address, browser type

  • Usage patterns, clickstream data

  • Location data (GPS, Wi-Fi, cellular triangulation)

d. Sensitive Information

  • Biometric data (facial recognition, voiceprint)

  • Emergency contacts and character references

  • Social Insurance Number (SIN) when required by law


3. How We Collect Your Information

We collect personal information through:

  • Direct interactions (e.g., account registration, loan applications)

  • Automated technologies (e.g., cookies, app analytics)

  • Third-party sources (e.g., credit bureaus, financial institutions)

  • Regulatory and public databases


4. Purpose of Data Collection

We collect and process personal information for the following purposes:

  • Identity Verification: To confirm your identity and prevent fraud.

  • Credit Assessment: To evaluate your eligibility for financial products.

  • Loan Processing: To originate, underwrite, and manage loans.

  • Regulatory Compliance: To meet obligations under AML, KYC, and other financial laws.

  • Customer Support: To respond to inquiries and resolve issues.

  • Marketing and Communication: To send service updates, promotions, and educational content (with your consent).

  • Risk Management: To monitor and mitigate financial and operational risks.


5. Legal Basis for Processing

We process personal information based on:

  • Your explicit consent

  • Contractual necessity

  • Legal obligations under Canadian law

  • Legitimate business interests (e.g., fraud prevention, service improvement)


6. Disclosure of Personal Information

We may share your personal information with:

  • Service Providers: IT, analytics, payment processors, customer support.

  • Credit Bureaus: For credit scoring and reporting.

  • Regulatory Authorities: FINTRAC, CRA, OSFI, and other government bodies.

  • Legal Representatives: For dispute resolution and enforcement.

  • Affiliated Entities: Within the GPD Fund corporate group.

  • Third Parties: With your explicit consent.

We ensure all third parties adhere to strict confidentiality and data protection standards.


7. International Data Transfers

While GPD Fund LP operates primarily in Canada, your data may be processed in other jurisdictions. We ensure that any cross-border data transfers comply with Canadian privacy laws and offer equivalent levels of protection.


8. Data Retention

We retain personal information for as long as necessary to:

  • Fulfill the purposes outlined in this policy

  • Comply with legal and regulatory requirements

  • Resolve disputes and enforce agreements

Retention periods may vary depending on the nature of the data and applicable laws.


9. Data Security Measures

We implement industry-standard security protocols to protect your data:

  • End-to-end encryption

  • Multi-factor authentication

  • Secure servers and firewalls

  • Role-based access controls

  • Regular penetration testing and audits

Despite our efforts, no system is completely immune to breaches. We encourage users to practice safe online behavior.


10. Your Rights Under Canadian Law

You have the right to:

  • Access your personal information

  • Request corrections to inaccurate or outdated data

  • Withdraw consent (subject to legal and contractual obligations)

  • Request deletion of data (where applicable)

  • File complaints with the Office of the Privacy Commissioner of Canada

To exercise these rights, contact us at privacy@gpdclean.com.


11. Use of Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to:

  • Enhance user experience

  • Analyze traffic and usage trends

  • Deliver personalized content and ads

You can manage cookie preferences through your browser settings.


12. Mobile App Permissions

Our mobile app may request access to:

  • Camera and microphone (for identity verification)

  • Location services (for fraud prevention)

  • SMS and contacts (for reference validation)

Permissions are used strictly for service delivery and are never shared without consent.


13. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we discover such data, we will delete it promptly.


14. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on our website and communicated via email or app notifications when material. Continued use of our services constitutes acceptance of the revised policy.


15. Contact Information

If you have questions, concerns, or requests regarding your personal data, please contact:

Privacy Officer – GPD Fund LP 📧 Email: privacy@gpdclean.com 📍 Address: 1173 Cyrville Road, 3rd Floor, Suite 310